Welcome to cubera. These Terms and Conditions govern your use of our investment platform and the services provided by cubera ("we," "us," or "our"). By accessing or using our platform, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using our platform.

1. Investment Risks:
Investing involves inherent risks, and past performance does not guarantee future results. You acknowledge that all investments made through our platform carry risks, including the risk of losing your entire investment. You agree to conduct your due diligence and make investment decisions at your own risk.

2. Eligibility:
You must be of legal age in your jurisdiction and have the legal capacity to enter into these Terms and Conditions and any related agreements. By using our platform, you warrant that you meet these requirements.

3. Registration and Account:
To use our investment platform, you may need to register an account. You agree to provide accurate and complete information during the registration process. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Investment Opportunities:
Our platform offers various investment opportunities, including but not limited to stocks, bonds, mutual funds, and other financial products. We do not provide investment advice and do not endorse any specific investments. You are solely responsible for selecting and managing your investments.

5. Investment Suitability:
You acknowledge that we do not assess your financial situation, investment goals, or risk tolerance. You agree to evaluate the suitability of any investment opportunity based on your personal financial circumstances.

6. Third-Party Services and Content:
Our platform may contain links to third-party websites or services. We do not control or endorse any third-party content or services and shall not be liable for any damages arising from your use of or reliance on such content or services.

7. Fees and Charges:
You agree to pay any applicable fees or charges associated with your use of our platform or investment services. These fees are subject to change, and we will notify you in advance of any changes to the fee structure.

8. Intellectual Property:
All content and materials on our platform, including but not limited to text, graphics, logos, and software, are the property of cubera and are protected by intellectual property laws. You may not use, reproduce, or distribute any content from our platform without our explicit permission.

9. Termination:
We reserve the right to suspend or terminate your access to our platform at any time and for any reason without prior notice. You may also terminate your account by contacting us directly.

10. Disclaimer of Warranty:
Our platform and services are provided on an "as is" basis without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any information or services provided through our platform.

11. Limitation of Liability:
In no event shall cubera or its affiliates be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your use of our platform or investment services.

12. Indemnification:
You agree to indemnify and hold harmless cubera and its affiliates, officers, directors, employees, and agents from any claims, losses, damages, liabilities, costs, or expenses incurred in connection with your use of our platform or any violation of these Terms and Conditions.

13. Governing Law and Jurisdiction:
These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

14. Amendments:
We reserve the right to modify, update, or change these Terms and Conditions at any time without prior notice. Your continued use of our platform after any modifications will constitute your acceptance of the revised Terms and Conditions.

By using cubera, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you have any questions or concerns, please contact us at [contact email].